That $149 Is a Quarter, Not a Year. Here Is What It Looks Like Annualized.

Our interest, declared: Tennessee Registered Agent.co competes for exactly the work this page is about, at $99 a year. Swyft Filings' figures are taken verbatim from their published pricing, recorded July 2026, and we have not editorialized the arithmetic.

Their Formation Service Is Legitimately Quick

The name is not a bluff. Swyft Filings moves formation paperwork fast, tells you where your order stands without making you ask twice, and puts a human on the phone. A lot of Tennessee LLCs exist because Swyft made starting one feel manageable, and that is a real contribution.

This page is not about their formation product. It is about one line on the invoice and the size of the word underneath it.

Do the Multiplication Before You Compare Anything

Their registered agent listing reads $149. The billing period, printed alongside it, is quarterly.

• $149 per quarter
• Four quarters in a year
• Roughly $596 annually
• No introductory rate found in our July 2026 review, so that is the ongoing figure

None of that is hidden. It is just easy to misread, because every other agent price a shopper meets that week is an annual one. Line $149 up beside $125 and $149 and $99 in your head and the quarterly entry looks unremarkable. Annualize it and it becomes the largest figure in the category by a wide margin.

Against $99 flat, the yearly difference is $497. Run that for three years and you have spent close to half of Tennessee's maximum possible LLC report fee on the choice of agent alone.

The Tennessee Consequence That Makes This About More Than Price

Here is why we care about the address as much as the invoice.

Tennessee does not publish a late fee for a missed LLC annual report. There is no escalating penalty schedule to absorb, which sounds forgiving until you learn what stands in its place. Under Tenn. Code Ann. § 48-249-604 the state heads toward administrative dissolution instead, and it opens that process by mailing a statutory notice giving you 60 days.

Where does that envelope go? To whatever address your record lists for the registered agent. It is the only warning shot in the whole sequence. Open it, file the report, and nothing further happens. Miss it and the state can dissolve the company, which leaves you with reinstatement paperwork, a gap in the record that banks and counterparties can see, and questions about your liability shield during the lapse.

So the registered agent line is not really a commodity purchase in this state. It is the address where the one warning arrives, and the whole value of the service is whether somebody reads it that day.

Standard caveat on our number: someone prints a smaller one. BetterLegal lists $90 a year, so we describe $99 as among the lowest flat Tennessee rates and leave the superlatives alone.

Switching Is $20 and Two Habits

Tennessee makes this uncomplicated. Form SS-4534 swaps out the agent on your record for a $20 state fee, and it goes to the division that keeps Tennessee's business records. Swyft Filings does not sign it and cannot delay it.

Two practical notes. First, appoint your incoming agent before the form is submitted rather than after, because the public record still names Swyft until the change is processed, and the point of switching is to never have a day where nobody competent is holding the seat. Second, there is no benefit to waiting for a quarter to close. Tennessee processes the change whenever it arrives, and filing early in a paid quarter simply means the record is current well before another $149 posts.

Line by line, the form is covered on our change of agent page.

The Once-a-Year Version

$99 puts a Tennessee address of ours on your filings instead of yours, images whatever is served there the same working day, prompts you when the report window opens and again as the deadline nears, and keeps every document we have handled in a portal you can open any time. One invoice. Same figure at renewal.

Four charges of $149 or one charge of $99. That is the entire comparison, and it only requires the multiplication.

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